SiriusXM Settlement FAQs: Eligibility, Deadlines, And Payment Timing

The SiriusXM TCPA settlement offers a $28 million fund to compensate people who received unwanted telemarketing calls from the satellite radio company.

The SiriusXM TCPA settlement offers a $28 million fund to compensate people who received unwanted telemarketing calls from the satellite radio company. If you received more than one telemarketing call from SiriusXM within any 12-month period between April 27, 2019 and October 31, 2025, and you were either on the National Do Not Call Registry or had asked SiriusXM to stop calling, you may be eligible for an estimated $180 to $1,500 depending on how many people file claims. The deadline to submit a claim is March 21, 2026, and the court has scheduled a final approval hearing for May 11, 2026. The case, Campbell et al. v.

Read the full SiriusXM settlement FAQ on OpenClassActions.com.

Sirius XM Radio Inc. (Case No. 2:22-cv-2261-CSB-EIL), was filed in the U.S. District Court for the Central District of Illinois by named plaintiffs Julie Campbell, Diana Bickford, and Kerrie Mulholland. They alleged that SiriusXM violated the federal Telephone Consumer Protection Act by continuing to make telemarketing calls to people who had clearly indicated they did not want to be contacted.

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Who Is Eligible for the SiriusXM TCPA Settlement?

Eligibility hinges on a few specific conditions that all need to be met. You must be a U.S. resident who received more than one telemarketing call from siriusxm within any 12-month period between April 27, 2019 and October 31, 2025. Those calls must have come after you asked to be placed on SiriusXM’s internal do-not-call list, or more than 31 days after your phone number was registered on the National Do Not Call Registry. The settlement applies to calls received on any type of phone, whether landline, wireless, cell, or mobile. There is one critical exclusion that trips people up.

You must not have been a self-paying SiriusXM subscriber at the time of the first call or before the start of the second call. So if you were actively paying for a SiriusXM subscription when the calls came in, you likely do not qualify. This distinction matters because many people receive SiriusXM trial subscriptions through car purchases and later get calls urging them to convert to paid plans. If you never converted and the calls kept coming after you told them to stop, that is exactly the scenario this settlement covers. For example, say you bought a used car in 2021 that came with a three-month SiriusXM trial. The trial expired, you never subscribed, and you registered your number on the Do Not Call Registry. If SiriusXM called you multiple times in 2022 and 2023 trying to sell you a subscription, you would likely meet the eligibility requirements.

Who Is Eligible for the SiriusXM TCPA Settlement?

What Are the Deadlines You Cannot Miss?

The most important date on your calendar should be March 21, 2026. That is the claim filing deadline, and if you miss it, you forfeit your right to any payment from this settlement regardless of how many unwanted calls you received. There is no grace period and no mechanism to submit a late claim once the window closes. Two other deadlines fall close behind. If you want to opt out of the settlement entirely, perhaps because you want to pursue your own lawsuit against SiriusXM, the exclusion deadline is March 27, 2026. The objection deadline is also March 27, 2026, which is the last day you can file a formal objection to the settlement terms with the court.

However, if you opt out, you receive nothing from this settlement fund but retain the right to sue independently. For most people, especially those without documented damages in the thousands of dollars, filing a claim through the settlement is the more practical path. Independent TCPA lawsuits can drag on for years and require significant legal costs, so weigh that tradeoff carefully before choosing exclusion. The final approval hearing is scheduled for May 11, 2026. Until the court grants final approval at that hearing, the settlement is not officially done. This means the terms could theoretically change, though modifications at that stage are uncommon.

SiriusXM $28M Settlement Fund Breakdown (Estimated)Attorney Fees & Admin Costs$9300000Payout (15K Claims Scenario)$18700000Payout (50K Claims Scenario)$18700000Payout (100K Claims Scenario)$18700000Source: Settlement terms and pro rata estimates

How Much Will Each Claimant Actually Receive?

Payments from this settlement are distributed on a pro rata basis, meaning the amount you receive depends entirely on how many valid claims are filed. The estimated range is $180 to $1,500 per claimant. If relatively few people file, individual payments land toward the higher end. If the settlement gets widespread attention and hundreds of thousands of claims pour in, payouts drop closer to the lower end. Before any money reaches claimants, up to one-third of the $28 million fund goes to attorney fees and administrative costs. That means the actual pool available for distribution could be around $18.7 million or less.

This is standard practice in class action settlements, and the court must approve the fee amount at the final approval hearing. If the court reduces the attorney fee request, more money flows to claimants. To put this in perspective, if 15,000 people file valid claims and attorney fees consume $9.3 million, each claimant would receive roughly $1,246. If 100,000 people file, that number drops to about $187. There is no way to know in advance exactly where the number will land, but filing early does not give you any advantage over filing on the last day. Every valid claim is treated equally.

How Much Will Each Claimant Actually Receive?

How to File Your SiriusXM Settlement Claim

You have two options for filing, and the online route is faster and provides immediate confirmation. Visit SXMTCPASettlement.com and complete the claim form directly on the website. You will need to provide your contact information, the phone number that received the calls, and details about the calls you received. If you prefer paper, you can download the PDF claim form from the same website and mail it to: SXM TCPA Settlement Administrator, 1650 Arch Street, Suite 2210, Philadelphia, PA 19103. The form must be postmarked by March 21, 2026.

The tradeoff here is straightforward. Online filing gives you instant confirmation and eliminates the risk of postal delays or lost mail. Mailing a paper form works if you are not comfortable with online submissions, but you should send it well before the deadline and consider using certified mail so you have proof of the postmark date. If your paper form arrives after the deadline due to slow mail, you have no recourse. One practical note: gather any records you have before starting the claim. Call logs, phone bills showing incoming SiriusXM numbers, or even notes about when you asked them to stop calling can strengthen your claim, though the settlement does not appear to require documentary proof for filing.

What Could Delay or Reduce Your Payment?

The biggest risk to payment timing is an appeal. If SiriusXM or any objector appeals the final approval after the May 11, 2026 hearing, the entire distribution process freezes until the appeal is resolved. Appeals in class action cases can take anywhere from several months to over a year. If no appeals are filed, payments are expected approximately 30 days after final approval, which puts the likely distribution window around June or July 2026. Another factor that could affect your payment is claim validity. The settlement administrator reviews every claim, and submissions with incomplete information, duplicate filings, or details that do not match the class definition may be rejected.

If you file a claim for a phone number that SiriusXM’s records show belonged to an active subscriber during the relevant period, your claim will likely be denied. There is no partial payment system here. Your claim is either valid and you receive a pro rata share, or it is rejected and you receive nothing. It is also worth noting that this settlement has not yet received final court approval. It is still in the preliminary approval and claims-open phase. While it is uncommon for a settlement to fall apart at this stage, it is not impossible. If the court does not grant final approval, the settlement could be renegotiated or the case could proceed to trial, which would mean no payments under these terms.

What Could Delay or Reduce Your Payment?

What Happens If You Do Nothing?

If you take no action and do not file a claim by March 21, 2026, you will not receive any payment from the $28 million fund. You will, however, still be bound by the settlement terms once it receives final approval, meaning you give up your right to sue SiriusXM independently over the same telemarketing calls. This is how most class action settlements work: silence is treated as passive acceptance of the settlement terms without the benefit of compensation.

The only way to preserve your independent legal rights is to formally opt out by March 27, 2026. But again, for most individuals, the cost and effort of an independent TCPA lawsuit far exceeds what they would recover through the class settlement. The practical choice for nearly everyone who qualifies is to file a claim before the deadline.

The Broader Impact of TCPA Settlements

The SiriusXM settlement is one of the larger TCPA settlements in recent years and reflects a continuing trend of courts and companies taking Do Not Call violations seriously. The TCPA allows statutory damages of $500 per violation, which can be tripled to $1,500 for willful violations, making it one of the few consumer protection statutes with real financial teeth. Companies that rely heavily on outbound telemarketing are increasingly finding that the cost of noncompliance far exceeds the revenue generated by those calls. For consumers, settlements like this one serve as a reminder that registering your number on the National Do Not Call Registry and explicitly telling companies to stop calling are not just symbolic gestures.

Those actions create legally enforceable rights. If another company continues to call you after you have taken those steps, document the calls. The pattern established in cases like Campbell v. Sirius XM shows that those records can translate into real compensation.

Frequently Asked Questions

Do I need proof that SiriusXM called me to file a claim?

The claim form does not appear to require you to upload call logs or phone records, but having them available strengthens your position if the settlement administrator questions your claim. Check your phone bills or call history for numbers associated with SiriusXM.

I had a free SiriusXM trial through my car dealer but never paid for a subscription. Am I eligible?

Potentially, yes. The key requirement is that you were not a self-paying subscriber at the time of the calls. If your trial expired and you never converted to a paid plan, and SiriusXM continued calling you after you asked them to stop or after your number was on the Do Not Call Registry, you likely qualify.

What if I received only one call from SiriusXM?

One call alone does not qualify. The settlement requires that you received more than one telemarketing call within a 12-month period. A single unwanted call, while annoying, does not meet the class definition.

Can I file a claim and also opt out of the settlement?

No. These are mutually exclusive options. If you file a claim, you accept the settlement terms. If you opt out, you preserve your right to sue independently but receive nothing from this fund.

When will I actually receive my check?

If the court grants final approval at the May 11, 2026 hearing and no appeals are filed, payments are expected approximately 30 days later, putting distribution around June or July 2026. Appeals could delay payment significantly.

Does it matter whether the calls went to my cell phone or landline?

No. The settlement covers telemarketing calls to any type of phone number, including landline, wireless, cell, and mobile numbers.


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