Progressive PIP Insurance Settlement claim forms exist only online, filed through the settlement administrator's claim portal rather than a downloadable PDF. The settlement resolves Koetter v.
Progressive County Mutual Insurance Company, a Texas class action alleging Progressive paid personal injury protection (PIP) medical bills after state-required deadlines, according to OpenClassActions. Progressive denies any wrongdoing, and the case settled rather than going to trial, per the same source. Filing requires information most claimants already have on hand, and the process takes only a few minutes once that information is in front of you.
Official resources:
- Read the official notice from Openclassactions — Use this primary source to verify the official announcement.
- Read the official notice from Openclassactions — Use this primary source to verify the official announcement.
Table of Contents
- Who This Settlement Covers
- How Much You Could Receive
- How to File a Claim
- Deadlines You Need to Know
- What Happens If You Do Nothing
Who This Settlement Covers
The settlement applies to two groups of Texas drivers who filed PIP claims with Progressive County Mutual. PIP is the no-fault medical coverage built into Texas auto policies that pays accident-related medical bills regardless of who caused the crash. One subclass covers claimants whose medical bill line items were paid more than 15 business days after Progressive received them.
A second, separate subclass covers claimants whose bills were paid more than 30 days late. Eligibility runs on claims tied to Explanation-of-Benefits notices printed between August 30, 2016, and June 1, 2026, according to OpenClassActions. If you held a Progressive County Mutual policy in Texas and had a PIP medical bill paid late within that window, you likely fall into one of these two groups. The two subclasses are not mutually exclusive in cause — both stem from the same late-payment allegation — but they pay out differently, covered next.
How Much You Could Receive
Payouts differ depending on which subclass applies to your claim. Members of the 15-day-late subclass recover 11.452% annual interest calculated on the amount that was paid late. Members of the 30-day-late subclass recover that same interest rate plus a flat 5% of the allowed bill amount — illustrated as roughly $59 on a $1,000 bill paid 30 days late, per OpenClassActions.
Total relief across the entire class is capped at $6 million. If approved claims collectively add up to more than that cap, the settlement administrator reduces every class member's payment proportionally — a pro rata cut — rather than paying each claim in full, the source notes. That cap matters for expectations: the more class members who file, the smaller each individual payment may end up if the fund is oversubscribed. There's no way to know in advance whether a reduction will apply, since it depends on how many eligible claimants ultimately submit forms.
How to File a Claim
There is no paper claim form for this settlement — every claim goes through the administrator's online portal. Before starting, gather one of two sets of identifying information: the Claim ID and PIN printed on the notice you were mailed or emailed, or your Progressive policy number or claim number if you no longer have that notice, according to OpenClassActions. To file: Because eligibility and payment details here come from a claims-tracking aggregator rather than the court docket or the administrator's own site — reported elsewhere as run by Verita Global LLC — confirm your specific claim details directly on the official portal, or by phone with the administrator, before submitting.
- Locate your Claim ID and PIN from the settlement notice, or find your Progressive policy or claim number as a backup.
- Go to the administrator's official claim portal and enter that identifying information.
- Complete the online form with any requested claim details.
- Submit before the deadline — no paper mailing option exists.
Deadlines You Need to Know
The claim submission deadline is January 19, 2027, per OpenClassActions. If you want to opt out of the settlement or object to its terms instead of filing a claim, that deadline is earlier: November 12, 2026. The court holds its final approval hearing on December 17, 2026, the source states.
One OpenClassActions directory listing shows a different claim deadline — January 11, 2027 — for this same settlement, according to the OpenClassActions settlements directory. Given that discrepancy, treat January 19, 2027, as the later, more conservative cutoff, but verify the exact date on the administrator's portal before you rely on it. No payment date has been set yet. Distributions begin only after the court grants final approval and any appeal period following that approval has run its course, per OpenClassActions.
What Happens If You Do Nothing
Staying in the class without filing a claim does not result in payment. A class member who takes no action and does not opt out remains part of the class, but filing a claim is a separate, required step to actually receive money — eligibility alone doesn't trigger a payout, according to OpenClassActions.
Doing nothing also means giving up the right to pursue the claim separately, since staying in the class without opting out binds you to the settlement's terms. If you want to preserve the option to sue Progressive on your own over this issue, the opt-out deadline of November 12, 2026, is the one to watch — it closes well before the claim-filing window does.