The DailyPay payments of about $45 that users are reporting are genuine, but they are not coming from a class action settlement, and there is no claim form that anyone else can fill out to get one. The money comes from a mass arbitration: individual claims that law firms filed on behalf of DailyPay users, each settled privately with its own signed agreement.
Status: Payments sent to signed-up claimants | Reported amount: about $45 | No claim form, no public docket, no settlement website
Who Is Being Paid
Only people who had already signed up with a law firm to bring an individual arbitration claim against DailyPay, LLC are receiving money. Recipients consistently report payments of about $45. Several say they were contacted by text or email to sign a settlement agreement, and that they never filled out a public claim form themselves.
No official per-person figure has been published. The $45 number comes from what recipients report, and amounts can vary by person.
Why There Is No Class and No Claim Form
DailyPay’s terms of service send user disputes to individual arbitration. That rules out the usual path of one class case covering everyone. Instead, law firms file large numbers of separate arbitration claims at the same time — the approach known as mass arbitration. It is not a class action and not a mass tort.
That structure explains almost everything readers are confused about:
| Class action | One case for a whole group; court approval; public settlement website; claim form; members included automatically unless they opt out. |
| This mass arbitration | Many individual claims; private settlements; nothing on a public docket; no website to look yourself up; only people who signed up with a firm are included. |
Because each settlement is private, there is no published total, no count of how many people were paid, and no schedule for further rounds.
What the Claims Allege
The arbitration claims generally allege that DailyPay’s fees for instant access to earned wages turn its advances into a form of credit, and that DailyPay did not provide the cost disclosures that federal lending and electronic-transfer laws require.
These are allegations only. DailyPay has disputed that its product is a loan. The settlement terms have not been made public, and no arbitrator or court has publicly found DailyPay liable or recorded any admission.
How the Amount Compares to the Fees
Individual arbitration settlements are negotiated around what each claimant could realistically recover, and paycheck advance fees are small — often a few dollars per transfer. In the view of OpenClassActions.com, a payment around $45 is consistent with returning part of a typical user’s fees rather than awarding large damages. The firm handling a claim may also take its fee out of the settlement under the client’s engagement agreement, which can affect the amount a recipient actually sees.
Can Other DailyPay Users Still Get Something?
Not from this round. With no class, nobody is included automatically, and there is no deadline because there is nothing to file. Recipients report that at least one law firm’s intake has already closed to new clients.
Other firms continue to advertise that they are signing up DailyPay users for new individual arbitration claims. Joining one of those is a private arrangement with a law firm, not a claim against a settlement fund, and there is no guarantee of any payment.
Checking an Unexpected Settlement Message
Since these agreements arrive by text or email, anyone who gets an unsolicited message asking for a signature should confirm who sent it before sharing personal or bank information. A genuine settlement agreement comes from the firm the person actually signed up with. Someone who never retained a firm has no DailyPay arbitration settlement waiting to be signed.
The New York Lawsuit Is a Separate Matter
These payments have nothing to do with New York’s case against the company. Attorney General Letitia James sued DailyPay and MoneyLion in April 2025, alleging their fees amount to annual percentage rates far above New York’s usury caps. The procedural path since then:
- Days before the state sued, DailyPay filed its own federal lawsuit against the Attorney General.
- DailyPay removed the state case to federal court; it was sent back to New York Supreme Court in September 2025.
- DailyPay moved to dismiss in early 2026, as reported by Payments Dive. No ruling has been reported.
That case has produced no refunds and no payments. OpenClassActions.com has fuller background in its MoneyLion and DailyPay New York lawsuit coverage, and follows the arbitration payouts on its DailyPay mass arbitration payments page.
Frequently Asked Questions
Is the DailyPay $45 payment from a class action?
No. It comes from individual arbitration claims that law firms filed for DailyPay users, known as a mass arbitration. There is no class, no court-approved settlement and no public claims website.
How do I file a claim for a DailyPay payment?
There is no claim form. Only people who signed up with a law firm and then signed an individual settlement agreement are being paid, and recipients report that at least one intake has closed to new clients.
Is everyone getting exactly $45?
Not necessarily. About $45 is what recipients report. No official per-person figure has been published, amounts can vary, and a law firm may deduct its fee under the client’s engagement agreement.
Is the New York Attorney General’s case paying DailyPay users?
No. The New York Attorney General’s lawsuit against DailyPay and MoneyLion is pending in New York state court, DailyPay has moved to dismiss it, and it has produced no payments.
Did DailyPay admit wrongdoing?
There is no public finding or admission. The arbitration settlements are private, their terms are unpublished, and DailyPay disputes that its paycheck advances are loans.
Sources
- DailyPay Terms of Service — the arbitration provision.
- Payments Dive — DailyPay seeks to dismiss NY lawsuit.
- Payments Dive — DailyPay pushes back against NY AG.
- Payment amounts as reported by recipients; no public settlement document exists.
- OpenClassActions.com — DailyPay Payments Issued in Mass Arbitration: Recipients Report About $45.
Source and credit: this report builds on our sister site’s coverage — OpenClassActions.com: DailyPay Payments Issued in Mass Arbitration — Recipients Report About $45 — which follows the case and is updated as new filings, orders and payment news come in.
Legal Disclaimer
This article is for informational purposes only and is not legal advice. OpenClassActions.org is a consumer news site, not a law firm, and is not affiliated with any party to the matters described. Allegations are allegations until a court rules on them, and court schedules and outcomes can change.