No, drivers do not qualify for a payment under the $220 million GM driving-data settlement. The money is paid to the participating states, and officials announced no individual claims process. OnStar Smart Driver was a GM program that collected driving and location records from enrolled vehicles. State officials said it enrolled millions of drivers and passed trip details to data brokers.
Official resources:
- Explore the official data from FTC — Use this primary source to review the underlying data.
- Register through Theregister’s official page — Use this page to review requirements and register directly.
Table of Contents
- What the $220 million deal covers
- How driver data was sold
- Why you cannot file a claim
- What the separate FTC order does
- How to check your driving reports
What the $220 million deal covers
General Motors agreed to pay $220 million to settle claims by 35 states plus Washington, D.C., according to the Oregon Department of Justice in its Oct. 29 settlement announcement. The bipartisan deal was led by Oregon and Washington. It was announced Oct.
29, 2026. Oregon is receiving over $10.4 million under the deal, state officials said. The funds go to the states, not to drivers. No claim form or payout process was announced.
How driver data was sold
The states alleged GM enrolled millions of drivers from about 2016 until Smart Driver ended in 2024, Reuters reported in its coverage of the state claims. The records included braking, acceleration, speeding, seat-belt use, trip times and precise geolocation.
GM then sold those records to data brokers. Brokers LexisNexis Risk Solutions and Verisk Analytics turned the records into reports and driving scores. Insurers used those reports and scores in setting premiums, sometimes raising them.
Why you cannot file a claim
There is no eligibility check because there is no consumer payment pool. You do not need to submit proof of ownership, enrollment or insurance harm. A filing deadline also does not apply.
The scope also has state limits. California reached a separate $12.75 million settlement in May 2026. Texas pursued its own 2024 lawsuit against GM, which remained ongoing at the time of the multistate deal.
What the separate FTC order does
The Federal Trade Commission finalized a separate order against GM and OnStar on Jan. 14, 2026, according to the Commission in its case record for the GM matter. That order provides no consumer money.
It bars sharing geolocation and driving-behavior data with consumer reporting agencies for five years. For 20 years, GM must obtain affirmative express consent before collecting, using or sharing covered vehicle data. Narrow exceptions include uses such as emergency response. The consent rule looks forward and does not create back payments.
How to check your driving reports
Affected drivers can still check what brokers hold about them. Consumer reporting by The Zebra describes free LexisNexis consumer disclosures and Verisk driving-behavior reports. A driver can request those reports, review trips and scores, and challenge errors.
- Request your free LexisNexis consumer disclosure and Verisk driving-behavior report.
- Compare listed trips, violations and scores with your own records.
- Dispute inaccurate entries in writing with the broker and your insurer.