No receipts, bank statements, credit reports, or other proof-of-loss documents are required for the Equifax hard inquiry claim form. You need only the Claim Number and PIN from your mailed or emailed notice, plus a completed and signed form. The official settlement site EquifaxDisputeClassAction.com says Equifax's own records determine membership, as explained on the official settlement homepage.
A hard inquiry is a lender credit pull made when you apply for credit. It can lower credit scores. This settlement covers people who disputed such an inquiry as not theirs.
Official resources:
- Read the official notice from Consumerfinance — Use this primary source to verify the official announcement.
- Read the original report from Claimowedmoney — Use this primary source to review the complete report.
Table of Contents
- Which login credentials open the online form?
- Why are supporting documents not needed?
- What makes the form count as valid?
- What if you lost the notice and what are the deadlines?
Which login credentials open the online form?
Online claimants must log in with the Claim Number and PIN printed on their notice. The entry must match exactly as shown, or the online form will not open. Settlement Administrator Continental DataLogix states this requirement in the online claim instructions. Keep the mailed letter or email until payment issues.
Copy the number and PIN carefully, including leading zeros and dashes. Do not use a search result link to file. Type EquifaxDisputeClassAction.com directly into your browser. This avoids copycat sites and login errors.
Why are supporting documents not needed?
Membership depends on Equifax's dispute coding, not on your files. The covered dispute is a mailed hard-inquiry dispute coded as not mine or unauthorized. Owed Editorial, reporting on the official site, notes this records-based check in its Equifax settlement guide. You do not need to prove the inquiry, the dispute letter, or the loss amount.
You do not need to attach credit monitoring records. The administrator matches your Claim Number to the class list. This also means a strong file of personal records cannot create eligibility. Only the coded dispute in Equifax's records qualifies you for that notice.
What makes the form count as valid?
A claim is valid only if you complete all parts, check at least one box in Section III, and sign under oath. An unsigned or incomplete form issues no payment from the fund. The sworn statement requires you to affirm under penalty of perjury that Equifax mishandled your hard-inquiry dispute.
You must also affirm harm such as economic loss, privacy loss, credit denial, or another negative consequence. Read each Section III box before checking. Check every box that truly fits your experience. Sign and date with the same care as a court form.
What if you lost the notice and what are the deadlines?
People without a notice cannot file online without credentials. You must contact the administrator for help, and a paper claim form is available by mail through the settlement site. For this process, take these practical steps: Claims must be submitted by Nov.
29, 2026, with opt-outs and objections due Nov. 20, 2026, according to the Settlement Administrator Important Dates page in the official settlement documents. The final-approval hearing is Dec. 10, 2026, with no payments until final approval and appeals resolve.
- Search mail, email, and spam for Hines v. Equifax for the notice.
- Type the settlement address directly instead of clicking ads.
- Call (833) 244-4150 if login fails.