Customers and dependents of The Money Store can seek a free class-action case evaluation if their loan-file data was affected. That includes anyone mailed the Oct. 15, 2026 notice from MLD Mortgage Inc., the Florham Park lender behind The Money Store.
A class action lets many people with the same alleged harm pursue one case together. There is no approved settlement or claim form yet. This guide covers what was taken, who fits review, and what to save.
Official resources:
- Explore the official data from Prnewswire — Use this primary source to review the underlying data.
- Explore the official data from Mpamag — Use this primary source to review the underlying data.
Table of Contents
- What happened to loan files?
- Was your information exposed?
- What does the lawsuit allege?
- What can you do now?
What happened to loan files?
Edelson Lechtzin LLP described the intrusion in an investigation notice about the breach. An intruder entered through a third-party remote-monitoring tool starting Sept. 8, 2026. The company detected it on Sept.
9 and said mortgage origination, underwriting and closing files were acquired. The same firm said ransomware group Storm claimed on Sept. 21, 2026 that it took about 229 GB of data. The group threatened to publish the data on a dark-web leak site.
Was your information exposed?
The company said in the notice shared by Edelson Lechtzin LLP that exposed data may include names, Social Security numbers, and dates of birth. It may also include driver's license and other government ID numbers, financial account and card numbers, and medical information.
Check whether you fit the current review group. Any of these points qualifies you to ask: Edelson Lechtzin LLP reported state filings citing 1,367 Texas residents and 1,248 Massachusetts residents affected. The firm said notice went to attorneys general in California, Massachusetts and Texas.
- You received the Oct. 15, 2026 breach notice
- A Money Store loan file held your or a dependent's personal data
- You believe your mortgage information was exposed in the September attack
What does the lawsuit allege?
Mortgage Professional America described in its report on the New Jersey complaint a class action filed Oct. 21, 2026 in federal court there. The suit alleges failure to protect home-loan data. According to that report, it cites an Illinois borrower who used The Money Store in 2025 and was notified Oct.
15, 37 days after the attack began. National Mortgage News reports three federal class actions over the incident in its coverage of breach lawsuits. The complaints center on whether loan-file safeguards and vendor access were adequate. For readers, group membership must still be defined by a court.
What can you do now?
Edelson Lechtzin LLP says no court-approved settlement or claim form exists yet. Current options are a free confidential evaluation, saving the mailed notice and enrollment code, and seeking fraud alerts or freezes. The firm points to Equifax, Experian and TransUnion for alerts or freezes.
Take these practical steps now. They preserve options without filing a payout claim: An evaluation does not promise payment or group membership. A court must decide who qualifies before any payout. Save every notice, statement and fraud alert in one folder.
- Keep the breach letter and enrollment code together
- Request the free evaluation if you were notified
- Ask Equifax, Experian and TransUnion about alerts or a freeze