Young America & Loya Underinsured Motorist Coverage Settlement
Young America Insurance and Loya Insurance have reached a class action settlement over allegations that they improperly denied or underpaid underinsured motorist (UIM) coverage claims. Affected policyholders may file a claim by March 12, 2026.
What Is This Case About?
The lawsuit alleges that Young America and Loya Insurance systematically denied or undervalued underinsured motorist coverage claims from their policyholders. When policyholders were involved in accidents with at-fault drivers who carried insufficient insurance, these companies allegedly failed to properly honor UIM coverage that their customers had purchased and paid premiums for, leaving accident victims without the full compensation they were entitled to under their policies.
Who Is Eligible?
You may be eligible if you held an auto insurance policy with Young America Insurance or Loya Insurance that included underinsured motorist coverage, and you filed a UIM claim that was denied, delayed, or underpaid during the class period. Check the official settlement website for specific dates and eligibility details.
How Much Can You Receive?
Eligible class members may receive compensation for underpaid or denied UIM claims. The amount depends on your specific claim and policy details. Those who can document denied or underpaid claims may receive higher compensation.
How to File Before the Deadline
Visit the official settlement website to submit your claim. Gather your insurance policy documents, accident reports, and any correspondence regarding your UIM claim before filing.
- Claim Deadline: March 12, 2026
- Case Type: Insurance bad faith / underinsured motorist
OpenClassActions.org is not affiliated with Young America Insurance, Loya Insurance, or the settlement administrator. This page is for informational purposes only and does not constitute legal advice.
File your claim at the official settlement website →
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