State Farm Missouri Structural Damage Claim Settlement
State Farm has reached a $25 million class action settlement (Pregon v. State Farm) over allegations that it underpaid structural damage claims to Missouri policyholders. Affected homeowners may file a claim by April 2, 2026.
What Is This Case About?
The lawsuit alleges that State Farm systematically underpaid homeowners’ insurance claims for structural damage in Missouri by using improper pricing methodologies and failing to pay the full cost of repairs. Plaintiffs claim that State Farm used below-market labor rates and material costs when calculating claim payouts, resulting in policyholders receiving less than what was needed to fully repair their homes.
Who Is Eligible?
You may be eligible if you are a Missouri homeowner who filed a structural damage claim with State Farm and received a payment that you believe was less than the actual cost of repairs. Check the official settlement website for the specific class period and eligibility requirements.
How Much Can You Receive?
Eligible class members may receive a cash payment from the $25 million settlement fund. The amount depends on the difference between what you were paid and what you should have received, as well as the total number of valid claims filed.
How to File Before the Deadline
Submit your claim through the official Pregon v. State Farm settlement website. You may need to provide your policy number, claim details, and repair documentation.
- Claim Deadline: April 2, 2026
- Settlement Amount: $25 million
- Case Type: Insurance claim underpayment
OpenClassActions.org is not affiliated with State Farm or the settlement administrator. This page is for informational purposes only and does not constitute legal advice.